知道怎么使用信用卡，還要了解信用卡的使用費(fèi)用，都有什么呢？我們來看一組對(duì)話：
Clerk: Good morning.
Customer: Good morning. I need some information about commissions charged for
the Peony Card service. Can you do me this favor, please?
Clerk: My pleasure. There's no charge for the transactions, such as deposits
and withdrawals, as well as transfers at local network of the issuing
bank.（在發(fā)卡行及當(dāng)?shù)胤种C(jī)構(gòu)辦理存取款業(yè)務(wù)及轉(zhuǎn)帳業(yè)務(wù)是免收手續(xù)費(fèi)的。）
Customer: How about the charges for the service available in other
cities?（那么在外地使用又是怎么收費(fèi)的呢？）
Clerk: The service charge is 0.1% of the cash amount to be deposited, but 1%
of the amount to be withdrawn. At least RMB 1 will be charged for one
time.（在異地存入現(xiàn)金按0.1％收取手續(xù)費(fèi)， 取現(xiàn)則按1％收取。每筆最低收取人民幣1元。）
Customer: Is there any other fee?
Clerk: Yes, there's an annual commission required by the issuing
bank（發(fā)卡行規(guī)定每年還必須交付年費(fèi)。）
Customer: How much is it?
Clerk: RMB 80 is charged for annual commission of a Golden Card5, RMB 20 for
the ordinary card6. RMB 10 will be charged for a card renewal due to loss or
damage.（因卡遺失或損壞等原因，申請(qǐng)補(bǔ)辦新卡時(shí)須交付工本費(fèi)10元人民幣。）
Customer: Oh, I see. Thanks a lot.
Clerk: That's all right. Good bye!
Notes:
1. transaction譯為"交易"，是一種正式用法
2. local network 譯為"當(dāng)?shù)鼐W(wǎng)點(diǎn)"
3.
annual commission 譯為"年費(fèi)"
4. Golden Card 金卡
5. ordinary card 普通卡
以上是關(guān)于信用卡的英語(yǔ)表達(dá)，我們從中會(huì)發(fā)現(xiàn)很多措辭都是金融界所特有的，看似簡(jiǎn)單的表達(dá)，卻不能隨意地套用日常會(huì)話的表達(dá)，否則還真是有可能產(chǎn)生誤解，甚至帶來一些不必要的麻煩，所以做個(gè)有心人吧，隨時(shí)隨地都能學(xué)到不少有用的東西呢!
(部分對(duì)話選自《銀行臨柜英語(yǔ)口語(yǔ)》通訊員王源供稿 英語(yǔ)點(diǎn)津 Annabel 編輯)
